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Retirement Engineering, Inc. Receives U.S. Patent for Innovative Features of Investment Products

Friday, August 03, 2007

Boston, MA -- On July 24, 2007, the U.S. Patent and Trademark Office issued U.S. Patent 7,249,077 to Retirement Engineering, Inc. (REI), announces Francois Gadenne, CEO of REI.

The patent discloses and claims various combinations of innovative, new features of the investment products that REI has developed for the retirement income marketplace, which include the features of Genuine Retirement Income Security (GRInS®) products, Normalized Annuity Option™ (NAO), and Future-Income Denomination™ (FID).

According to Gadenne, the implication behind this development is that the next generation of financial products focused on helping people achieve a secure retirement income is now a step closer to becoming reality. "The new products coming down the line will be more easily understood by investors particularly in the mass affluent market as they work to reach their retirement income goals. They may also improve investors' propensity to save," he explains.

Retirement Engineering provides contemporary, protected designs for investment and insurance products that solve rollover and retirement income issues for the millions of Baby Boomers now approaching retirement. REI's work, which is performed under mutual non-disclosure agreements with financial institutions, ranges from new forms of product packaging, new products and planning methods, advice software and performance benchmarks as well as fresh marketing approaches.

"Our intellectual property portfolio is geared toward helping our financial institution clients differentiate themselves meaningfully in order to gain profitable market share in the retirement income market," says Gadenne.

About Retirement Engineering, Inc.

A research and development company based in Boston, REI develops innovative new structures for retirement incomes that directly address consumer needs and improve the growth and profitability of insurance and investment companies. REI enters into a variety of business relationships including consulting contracts, licensing agreements (software, trademark, intellectual property rights), joint-ventures, and participation in the creation of new companies to exploit specific opportunities. For more information, please visit

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